CEOs & Senior Management

CEOs, CFOs, general managers, and other senior officers in New Zealand can be personally sued for their management decisions, even if they are not registered directors. The Companies Act and other legislation impose duties on anyone acting as an officer of a company. Officers' liability cover ensures that senior management are protected alongside the board.

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Key Risks for CEOs & Senior Management

⚠Personal liability for officer duties under the Companies Act
⚠Employment claims from direct reports
⚠H&S at Work Act obligations and WorkSafe investigations
⚠Financial reporting and compliance failures
⚠Executive decision-making claims from shareholders

Recommended Cover

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Directors & Officers (D&O)

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Management Liability

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Statutory Liability

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CEOs & Senior Management — FAQs

You may still be an 'officer' under NZ law and face the same personal liability as a director. A good D&O policy covers both directors and officers, and should be checked carefully.

Company D&O policies typically cover directors and officers. Check your policy schedule to ensure your role is specifically included. If in doubt, ask your broker.

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