Directors Insurance Blog

Expert guides on D&O insurance, director duties and liability for NZ directors

Director Duties Under the NZ Companies Act: What Every Director Must Know

New Zealand's Companies Act 1993 imposes strict personal duties on company directors. Failing to understand these duties — and the personal liability that comes with them — can be costly.

James Harrington · 6 min read · 2026-04-10

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Cost & Pricing

How Much Does Directors & Officers Insurance Cost in NZ in 2026?

D&O premiums in New Zealand vary significantly by company size, industry, and risk profile. Here's what to expect and how to get the best value.

Sarah Mitchell5 min read

Startups

Why NZ Startup Founders Need D&O Insurance Before Their First Investment

Investors increasingly require D&O insurance before closing funding rounds. Here's why NZ startup founders should get covered early — and what to look for.

Tom Whitfield7 min read

Coverage Explained

Management Liability vs D&O Insurance: Which Does Your Company Need?

Many NZ directors confuse D&O insurance with management liability. Understanding the difference helps you get the right cover for your situation.

James Harrington5 min read

Non-Executive Directors

Personal D&O Cover for NZ Non-Executive Directors: Why Company Policy Isn't Enough

Company D&O policies have limitations that can leave non-executive directors exposed. Here's why NEDs should consider personal D&O cover.

Sarah Mitchell6 min read

Legislation

Health & Safety at Work Act: What NZ Directors Need to Know About Personal Liability

The Health & Safety at Work Act 2015 imposes personal duties on NZ directors and officers. A WorkSafe prosecution can be costly — here's what you need to know.

Tom Whitfield6 min read

Claims

5 Real-World D&O Insurance Claims NZ Directors Should Know About

D&O claims in New Zealand span shareholder disputes, regulatory investigations, and insolvency actions. These examples show why cover matters.

James Harrington7 min read

Trustees & Charities

Trustee Liability in NZ: Why Charity and Trust Board Members Need Cover

NZ charitable trustees and incorporated society members face personal liability just like company directors — but many don't know it.

Sarah Mitchell5 min read

Coverage Explained

Run-Off Cover: What Happens to Your D&O Insurance When You Leave a Board?

D&O is claims-made, meaning claims can arrive years after you leave a board. Run-off cover ensures you stay protected after your directorship ends.

Tom Whitfield5 min read