Compare Directors Insurance
Understand the key differences between D&O policies and find the right cover for your situation
Coverage Type Comparison
Which covers does each policy type include?
| Feature | D&O Only | Management Liability ★ | Prof. Indemnity | Statutory Liability |
|---|---|---|---|---|
| Director personal liability | ✓ | ✓ | — | — |
| Officer personal liability | ✓ | ✓ | — | — |
| Regulatory investigations (FMA etc) | ✓ | ✓ | — | — |
| Shareholder/creditor claims | ✓ | ✓ | — | — |
| Employment disputes (EPL) | — | ✓ | — | — |
| Employee theft / crime | — | ✓ | — | — |
| Professional advice errors | — | — | ✓ | — |
| Client financial loss claims | — | — | ✓ | — |
| WorkSafe / H&S prosecutions | — | ✓ | — | ✓ |
| Regulatory fines & penalties | — | ✓ | — | ✓ |
| RMA / environmental breaches | — | — | — | ✓ |
Leading NZ Insurers
We work with the leading D&O and management liability insurers in New Zealand
Chubb
★★★★
Global leader in D&O and management liability insurance.
AIG
★★★★
Specialist in complex corporate liability solutions.
QBE Insurance
★★★★
Strong NZ presence with dedicated management liability products.
Berkley Insurance
★★★★
Specialist underwriter known for flexible D&O solutions.
Vero Insurance
★★★★
NZ insurer offering management liability for SMEs.
Gallagher
★★★★
Major NZ insurance broker specialising in corporate lines.
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