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Directors Insurance New Zealand

New Zealand company directors face significant personal liability under the Companies Act 1993, the Health & Safety at Work Act, the Financial Markets Conduct Act, and other legislation. D&O and management liability insurance protects you personally when things go wrong.

The NZ Director Liability Landscape

New Zealand has a sophisticated director liability regime. The Companies Act 1993 imposes strict personal duties. WorkSafe actively prosecutes officer duty breaches. The FMA investigates capital market misconduct. Employment disputes regularly name directors personally. The personal financial consequences of an uninsured claim can be devastating.

NZ-Specific Insurance Considerations

NZ-specific factors to consider when purchasing D&O insurance include: the Companies Act personal liability provisions, HSWA officer duties and WorkSafe enforcement, FMA regulatory risk for capital-raising activities, the six-year limitation period for most claims, and the importance of continuous cover and run-off protection.

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Our specialist NZ brokers can arrange D&O and management liability cover for any NZ company or director. Submit a quote request and we'll respond within one business day.

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